Individual Taxpayer Identification Number Loan Program 

ITIN Loans are designed for individuals who use an Individual Taxpayer Identification Number instead of a Social Security number. These programs make homeownership accessible for borrowers with legal residency who may not qualify for traditional financing.

How ITIN Loans Work

ITIN Loans provide tailored underwriting for borrowers with an Individual Taxpayer Identification Number. Qualification focuses on credit history, assets, and financial stability rather than a Social Security number. This allows borrowers to purchase or refinance a home while building their financial future in the United States.

Key Highlights:

• Designed specifically for ITIN borrowers

• Available for home purchase and select refinance options

• Flexible credit and qualification standards

• Accessible path to homeownership for individuals and families

Who Benefits from ITIN Loans

ITIN Loans are ideal for:

• Borrowers who file taxes with an ITIN instead of a Social Security number

• Individuals and families looking to establish or build credit in the U.S.

• Clients who want a path to homeownership through inclusive lending options