Asset Qualifier Loan Program
The Asset Qualifier Loan Program is designed for individuals who have substantial liquid assets but may not have a traditional income stream. Whether you're retired, self-employed, or prefer not to rely on income documentation, this program allows you to leverage your financial strength to qualify for a mortgage.
How It Works
Instead of traditional income verification, the Asset Qualifier Loan Program evaluates your liquid assets such as savings, stocks, bonds, and retirement accounts to determine your eligibility. This approach is ideal for those with significant assets but irregular income.
Key Features:
No Employment or Income Required: Qualify based on your liquid assets without the need for employment verification or income documentation.
Flexible Asset Consideration: Utilize a variety of assets, including cash, stocks, bonds, and retirement accounts, to qualify.
Competitive Loan Terms: Access favorable loan terms tailored to your financial situation.
Who Benefits from this Program
The Asset Qualifier Loan Program is ideal for:
Retirees: Individuals who have accumulated substantial savings and wish to leverage these assets for home financing.
Self-Employed Professionals: Those with fluctuating or non-traditional income streams.
High Net-Worth Individuals: Borrowers with significant assets but lower taxable income.
Clients Seeking Simplicity: Individuals who prefer a straightforward qualification process without the need for extensive documentation.